The strategic push towards a cashless Bangladesh is far more than a technological upgrade; it is a profound socio-economic revolution. By leveraging the widespread penetration of mobile devices, we
are dismantling the traditional barriers of geography and infrastructure that have long excluded millions from the formal economy. This digital leap is fundamentally about empowerment: it provides a migrant worker's family with instant remittances, equips a small entrepreneur with digital transaction records to build creditworthiness, and offers a woman in a disadvantaged community better control over her financial affairs.
The true victory lies not just in the efficiency of digital payments, but in the cascading effects of enhanced transparency, vast data troves that enable innovative fintech solutions. Artificial Intelligence (Al) becomes a game-changer for the formal inclusion of a massive population into the economic mainstream. This is how we build a resilient, modern economy where every citizen has the tools to participate, grow, and thrive.
PwC Bangladesh is a trusted partner to businesses across the financial sector- including banking, insurance, mobile financial services (MFS), and fintech. We are committed to driving scalable financial inclusion in the country. Leveraging global insights and deep local expertise, we help our clients navigate complex problems and achieve sustained outcomes in areas such as digital transformation, product innovation, cybersecurity, process optimisation, and embedded finance. Our goal is to empower financial institutions so that they grow, adapt, and thrive in an increasingly dynamic and digital financial landscape.
